CREDIT COUNSELING AND DEBT SERVICES QUICK FACTS
Nearly 20 attorneys focused on advising and defending credit counseling and debt relief services providers
Authors of numerous articles on credit counseling/debt relief services topics
Frequent presenters at industry conferences
CLIENT FOCUS
Credit counseling agencies
Debt relief services companies
Service providers in both industries
PRACTICE FOCUS
Advertising and marketing reviews
Bankruptcy counseling
Class actions and other private lawsuits defense
Compliance with federal and state regulations
Contracts
Formation of credit counseling and debt relief services companies
Housing counseling compliance
Investigations and enforcement actions by Congressional committees, Federal Trade Commission, State Attorneys General and regulators
Mergers, dissolutions and asset transfers
Privacy policies
Tax exemption status and Internal Revenue Service audits
NAVIGATING A COMPLEX PATCHWORK OF FEDERAL AND STATE LAW AND REGULATIONS
Credit Repair Organizations Act
Fair Debt Collection Practices Act
Federal Trade Commission Act
Gramm-Leach-Bliley Act
State consumer protection laws
State credit repair laws
State debt adjusting laws including the
Uniform Debt-Management Services Act
California Check Sellers, Bill Payers and Proraters Law
and more
For tax-exempt and nonprofit clients
the Internal Revenue Code
State charitable solicitation statutes
and other related governance and operational issues
WE HAVE DEFENDED CLIENTS IN REGULATORY MATTERS, INVESTIGATIONS AND ENFORCEMENT ACTIONS BEFORE
Alabama Securities Commission
Arizona Department of Financial Institutions
California Attorney General
California Department of Corporations
Executive Office for the United States Trustees
Florida Attorney General
Florida Department of Financial Services
Georgia Office of Consumer Affairs
Kansas Office of the State Banking Commissioner
Maine Attorney General
Maryland Attorney General
Maryland Division of Financial Regulation
Massachusetts Attorney General
Mississippi Department of Banking and Consumer Finance
Missouri Attorney General
Nevada Consumer Affairs Division
Nevada Division of Financial Institutions
New Hampshire Banking Department
New Jersey Department of Banking and Insurance
Oregon Division of Finance & Corporate Securities
Pennsylvania Attorney General
South Carolina Department of Consumer Affairs
Texas Office of the Consumer Credit Commissioner
Virginia Bureau of Financial Institutions
West Virginia Attorney General
Wisconsin Department of Financial Institutions
and other agencies