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Allyson Baker was quoted in an article in CreditCards.com on November 30, 2017, about the authority and future of the CFPB with Acting Director Mick Mulvaney. In remarks to reporters, Mulvaney said he will meet the bureau's legal requirements, not "set the place on fire." "That being said, the way we go about it, the way we interpret it, the way we enforce it, will be dramatically different than it was under the last administration," he said.

"Any new director is going to review the actions of the previous administration’s director," said Baker, who was an enforcement attorney at the CFPB from 2011 to 2013. "I don’t think you’re going to see a radical change in enforcement in the near term," she added.