Bar Admissions

  • District of Columbia
  • New York

Education

  • J.D., cum laude, George Washington University Law School, 2012
    Articles Editor, The George Washington International Law Review
  • B.A., East Asian Studies, with honors, Haverford College, 2006

Languages

  • Japanese
T +1 212.370.6202
F +1 212.307.5598
T +1 202.344.4000
F +1 202.344.8300

Evan R. Minsberg

Associate

Evan Minsberg is a member of Venable's Regulatory Group. He counsels lenders, lead generators, payments companies, fintech platforms, and other financial services providers on product development, regulatory, and transactional issues. Evan routinely assists companies in understanding and obtaining necessary licenses and approvals to conduct mortgage, personal and commercial lending, lead generation and brokering, collections, credit sale, and money transmitter activities at both the state and federal levels.

Given his significant experience in the above-mentioned areas, Evan often counsels clients on the need for licenses and whether their services can be structured to meet the requirements of available licensing exemptions. Evan has worked with both consumer and commercial non-bank credit providers and is well versed in matters such as bank partnerships, "true lender" issues, and the application of state usury laws, including to complex products like revenue-based funding.

Evan counsels clients on issues under federal financial laws such as the Consumer Financial Protection Act, Bank Secrecy Act, Fair Debt Collection Practices Act, Fair Credit Reporting Act, Equal Credit Opportunity Act, Electronic Funds Transfer Act (Regulation E), Real Estate Settlement Procedures Act, Truth in Lending Act (Regulation Z), and other laws enforced by the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), the Financial Crimes Enforcement Network (FinCEN).

Evan also focuses on payment processing and money movement companies, including issues related to funds flow and account structure, money transmission, payment facilitation, and Bank Secrecy Act / Anti-Money Laundering requirements. In addition to regulatory issues, he assists clients in drafting sponsorship agreements, merchant processing agreements, and other payments industry contracts.

As an offshoot of counseling financial services providers on regulatory compliance and other issues, Evan is also active in performing due diligence on target companies in the lead generation, marketplace lending, and payments industries on behalf of private equity, venture capital, and commercial credit companies.

Prior to joining Venable, Evan worked on financial services regulatory matters for several years at a prominent global law firm.

Evan graduated cum laude from The George Washington University Law School and received his B.A. with honors from Haverford College.

Activities

Evan serves as practitioner adviser for the George Washington University Law School Center for Law, Economics, and Finance Fintech Project. In this role, Evan advises law students conducting research on financial regulatory topics for the Center, and teaches them basic concepts relating to the industry and practice area.