Jim Cumbie focuses on public finance. Jim has extensive experience advising on general obligation bonds and revenue bonds; competitive, negotiated, and public offerings; private placements; and fixed- and variable-rate debt. He also structures special tax district and lease financings, short-term and tax-exempt capital financing vehicles, sophisticated refinancing arrangements, and new money and refunding issues. He represents government borrowers, conduit issuers and borrowers, underwriters, corporate trustees, and credit enhancers. Jim is fluent in traditional, creative, and sophisticated financing techniques. His skills are elevated by regular exposure to related areas of law, including equipment leasing, securities, and mergers and acquisitions.