Risk Assessment, Insurance Procurement and Policy Evaluation

We understand how critical it is for businesses to carefully tailor their insurance to meet their unique risks and needs. Thus we partner with companies big and small in virtually every major industry to evaluate the risks they face, and help them secure the most appropriate coverage.

We help our clients avoid problems before they occur. We assess risk and, where possible, avoid or mitigate it, before a loss, claim, or other dispute arises. We evaluate and quantify client needs and recommend tailored and thoughtful advice for avoidance, mitigation, and/or transfer of risk. Insurance products are frequently one of the solutions we recommend, including atypical insurance, such as captive insurance or self-insurance. We often suggest revising business documents, changing business practices, or implementing non-insurance risk avoidance and transfer strategies.

We excel in getting clients the insurance they need. We work with many of the leading national and global insurers and underwriters to customize specialty insurance products and "towers" of coverage. We provide advice, guidance, and negotiating expertise before the insurance purchase to make sure that the appropriate type and level of coverage is obtained.

Our experience includes addressing such complex risks as redevelopment of the World Trade Center, anthrax detection devices used in government facilities, urban mass transit, liquefied natural gas offloading and storage facilities, Superfund (CERCLA) and brownfield sites, and large-scale construction and development/redevelopment projects.

Insurance policies consist of multiple parts and sub-parts, including coverage grants, exclusions, identities of insured, conditions of coverage, counter-party risks, reporting obligations, and "other insurance" provisions and items. We regularly conduct policy reviews to identify and bridge gaps in existing policies.

Practice Focus

  • Insurance
  • Insurance regulatory
  • Insurance coverage and disputes

Experience
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  • Assisted a government agency and not-for-profit in procuring insurance coverage for redevelopment of the World Trade Center Site in Manhattan
  • Assisted two national insurance carriers in underwriting and executing environmental insurance policies
  • Assisted municipal owners of landfills in policy procurement
  • Provided counsel to the operator of some of the nation's busiest airports in evaluating policy terms
  • Counseled a Fortune 200 company in insurance reviews in connection with mergers and acquisitions
  • Represented parties in numerous transactions, including loans, purchases, and investments, by providing due diligence reviews

Recognition
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Attorneys with top rankings by:

  • Chambers USA
  • Best Lawyers in America
  • Super Lawyers