Nearly 50 attorneys focused on financial services issues

Former senior officials at bank regulatory agencies and industry trade groups

    Consumer Financial Protection Bureau

    Office of the Comptroller of the Currency (OCC)

    Federal Reserve Board

    Federal Deposit Insurance Corporation (FDIC)

    Federal Home Loan Bank Board (FHLBB) (predecessor to the Office of Thrift Supervision)

    Federal Trade Commission

    Department of Justice

    Department of Treasury

    Office of Management and Budget

    Securities and Exchange Commission


Recognized by Chambers USA

Ranked among the nation’s top firms, Financial Services: Regulatory, in Legal 500

Ranked in U.S. News-Best Lawyers "Best Law Firms" for Financial Services Regulation Law, 2012 - 2017

Attorneys with top rankings by

    Best Lawyers in America

    Chambers USA



Regulatory and compliance

    Representation and acquisition of troubled institutions

    Defending officers and directors

    Interacting with the FDIC as a receiver

    Economic Stabilization Act

    Federal and state regulation

    Examination, supervision and enforcement

    Mergers and acquisitions

    Charter applications and bank formation

    New products and services

    Corporate compliance

    Electronic banking


SEC investigations

Commercial loan documentation

Corporate transactions

Litigation and dispute resolution

Consumer financial services

    Strategic planning

    Compliance and licensing

    Bank operations

    Consumer credit regulation

    Mortgage lending

    Payment systems and card operations

    Lobbying and legislation

    Litigation and dispute resolution


Privacy and data security

Investment in financial institutions

Insurance regulations

Corporate governance matters

Employee benefits and compensation

Foreign Corrupt Practices Act

Legislative and government affairs

Credit counseling and debt services

Branding and intellectual property

Estate and trust administration

Real estate transactions

Mobile banking






Banks and thrifts

Commercial lenders

Consumer lenders

Government-sponsored enterprises

Insurance companies

Securities underwriters and brokers

Mortgage bankers

Credit Unions

Payments businesses


Financial Services

resources in challenging times

Financial institutions operating in today's uncertain climate are subject to a dizzying and shifting array of regulations—including many that have stemmed from the current economic crisis. At the same time, they must address unique legal issues that affect every aspect of their operations.

We understand the breadth of issues that financial institutions have to contend with on a daily basis. Our clients benefit not only from the strong regulatory background we bring to the table—many of our attorneys previously served as senior officials at key regulatory agencies and industry groups—but also from the multi-disciplinary approach our team brings to bear on each and every matter. Whether your institution is seeking counsel on dealing with an SEC investigation or requires advice on complying with federal and state privacy laws, our team offers a full complement of resources to guide you in virtually every aspect of your business.


Helping banks and troubled institutions navigate the regulatory maze.

The recent economic crisis—and the subsequent government response—has made complying with federal banking statutes and regulations more critical than ever. Our team boasts attorneys who have experience at the agencies tasked with overseeing the financial services industry, and who are helping clients respond to this constantly shifting regulatory landscape. We have guided financial institutions on compliance with the Emergency Economic Stabilization Act, counseled troubled institutions through all manner of transactional-related issues and have advised banks and other institutions on the full breadth of regulatory matters that arise during the course of their business activities.

Guiding your organization through an SEC investigation.

Our team of attorneys represents financial institutions on all matters arising from SEC and Financial Industry Regulatory Authority (FINRA) investigations. We provide counsel to clients in addressing and resolving both criminal and civil complaints involving allegations of financial fraud, securities violations, accounting manipulation or other financial wrongdoing. In all cases, our goal is to avoid prosecution and achieve a favorable result for our client as quickly as possible.

Advising on the documentation of commercial loans.

Financial institutions, lenders and borrowers turn to Venable for counsel on all aspects of documentation and negotiation of commercial loan transactions. Our experience in this area is significant: in the past two years, we have documented over $15 billion dollars of loans. Asset classes that we have experience with include all types of real estate, including office, retail, multi-family and industrial, corporate lending, accounts receivable lending and mezzanine finance.

Navigation through the complexities of corporate transactions.

We routinely represent financial institutions of all kinds in sophisticated multi-tier transactions, as well as in complex real estate and other types of secured and unsecured transactions. Our attorneys also serve as counsel to lenders in subordinated loan transactions across the country, and have been involved in numerous loan restructurings. In addition, Venable regularly represents mortgage and mezzanine lenders and borrowers in connection with the acquisition and disposition of assets (including loan portfolios), as well as purchases of debt portfolios in the secondary market.

Broad experience in the consumer financial services field.

We understand that marketers of consumer retail products, and the lending institutions that work with them, must address a set of constantly changing regulations. Our team combines vast regulatory knowledge with a thorough understanding of business operations to offer their consumer finance clients unparalleled representation across an exhaustive array of issues. This includes everything from providing strategic advice on planning, product design and licensing, to counseling on the full array of regulatory issues.

Resolving disputes—successfully and efficiently.

Partnering with members of our nationally renowned litigation attorneys, our team helps banking clients address and resolve legal disputes across a wide range of areas. In particular, we provide advice on issues such as consumer class actions, regulatory enforcement proceedings of all sorts and the preemption of state banking laws and regulations. Although we have significant trial experience, our aim in every matter is to efficiently resolve issues in a manner that is favorable for our clients, without resorting to costly litigation.

Ensuring compliance with privacy and data security regulations.

Banks and other financial institutions face a daunting and evolving set of regulations related to consumer privacy. With Venable, clients have access to one of the nation's leading practices in this area. We advise our financial clients on the full array of regulations pertaining to the protection of financial data, including the Fair Credit Reporting Act, the Federal Right to Financial Privacy Act and more.

Sound investment management strategy.

Institutional investors, including private investment funds, may seek to acquire distressed and other assets from healthy and troubled financial institutions, provide funding or lending to other third parties, and may seek to acquire, invest in or finance the expansion of financial institutions. We are well-positioned to assist in structuring these transactions and to address the regulatory, operational and transactional needs that can arise. Together, Venable's investment management and financial institutions attorneys can assist in navigating issues arising under the Bank Holding Company Act as well as SEC, FDIC, Treasury and other regulatory pronouncements.

Compliance with insurance laws and regulations.

Financial institutions may be required to address state insurance laws when selling insurance products, providing insurance related services, or in other insurance matters. Our attorneys have provided advice on issues such as co-branding insurance products and state licensing of insurance producers, assisted in responding to inquiries from state insurance departments, and represented banks, insurers, and others before State Insurance Commissioners.

Advising on corporate governance matters.

Our attorneys know what government regulators expect and demand. To that end, we advise on establishing internal controls that improve risk management while ensuring compliance with Securities and Exchange Commission (SEC) and other regulatory requirements, including advising on records retention procedures and document management techniques. We help our clients respond to government inquiries, guide them through investigations and resolve disputes promptly and efficiently.

Structuring employee benefits and compensation arrangements.

Financial institutions must deal with unique requirements related to compensation and employee benefits issues. Our team provides a wide array of services to banks and other institutions on matters related to executive compensation, employment contracts and agreements, compensation, severance packages, retirement programs and more.

Complying with the Foreign Corrupt Practices Act.

Organizations operating within the financial services realm must take heed to ensure compliance with all aspects of the Foreign Corrupt Practices Act (FCPA). With our deep experience with federal agencies such as the Department of Justice (DOJ) and SEC, our attorneys are able to provide knowledgeable advice on the policies, procedures and protocols that ensure your institution remains compliant with all aspects of the FCPA.

Providing a voice on Capitol Hill.

When government decisions can affect your business, you need a voice for your interests in Washington. Whether it involves responding to potential legislation that concerns your institution, crafting a response to a congressional investigation or soliciting support from the government for an issue important to your business, we can help. Our team includes former members of Congress, congressional staff, Cabinet members and agency professionals who work to provide tailored responses to our banking clients’ concerns, particularly with regards to credit-crisis legislation.

Counsel to the credit counseling and debt services industry.

Within the credit counseling and debt services sphere, businesses face a broad and evolving set of regulations. We are a national leader in this area of law, and provide counsel on all manner of issues that can arise, ranging from federal tax-exempt status to state debt-adjusting laws, bankruptcy counseling, debtor education and banking and financial services regulation.

Branding and intellectual property counsel.

Banks and financial institutions are service organizations that require strong branding to communicate with consumers, as well as to ensure confidence by enforcing against imposters, particularly on the internet. Our attorneys assist financial institutions in the U.S. and worldwide with registration, enforcement and best practices with respect to trademarks, domain names, internet keywords, web development contracts, social networking sites, copyright and software licensing and patents.

Providing advice on estate and trust administration.

Our attorneys represent financial institutions in matters of estate and trust administration, including the preparation of estate tax returns and trust accounting as well as the interpretation of powers of attorney, wills and trusts. Should a financial institution be named as an Executor or Trustee, we provide advice regarding local probate laws and trust codes. When a financial institution opens branches in new jurisdictions, Venable helps to develop internal policies and procedures for branch employees presented with powers of attorney, trust and/or estate accounts. We also serve as tax advisors for financial institutions and represent them in litigation matters such as beneficiary disputes, tax audits and controversies.

Advising on real estate transactions.

Like any other business, financial institutions require commercial office space from which to conduct their operations. To that end, we represent banks and other institutions across a broad range of real estate transaction matters, including the acquisition, sale and leasing of commercial properties.

Mobile banking: A brave new financial world.

Mobile banking has become the most promising medium for financial institutions to reach out to new and existing customers because of the ability to provide services at any time or place in the world. With the rapid development of mobile banking, financial institutions have faced a very serious problem: there are no specific laws concerning this burgeoning service sector. Venable attorneys have considerable experience in advising financial institutions on the new and novel applications of bank regulatory and security requirements that apply to mobile financial services.

Financial technologies.

For Fintech companies, Venable delivers a one-stop shopping experience. We provide legal services with respect to securities, corporate, tax, patent, marketing, privacy, cyber, and bank regulatory matters, as well as counsel on a variety of state and federal legal issues. Venable is not new to the Fintech world. We filed the charter application and we were the primary regulatory advisor to the largest internet bank in the country – from its birth until its acquisition a decade later by another financial institution. Our attorneys work with venture capital firms in the formation, operation and regulation of new financial technology companies, and are advising Fintech entities regarding partnering with traditional banks and about potentially becoming banks via de novo charters or acquisitions. Venable is also active in the policy space, where we recently formed a trade association for three of the largest marketplace lenders.