Fair lending was a hot topic for Countrywide and other lenders in 2011, and the issue will continue to be an important one in the coming year. Our panelists will share with you their perspectives on what it means to be a regulator enforcing ECOA, FHA and fair lending laws, as well as what it means to be a regulated entity in this economic and regulatory environment. Additionally, our panelists will provide you with some practical tips for preparing for a fair lending examination and tell you how to handle the deluge of upcoming mortgage regulations while preserving access to credit. We will discuss the following questions:
- How will the CFPB and DOJ utilize new data being collected by the CFPB to pursue fair lending claims?
- What role does fair lending play in mortgage servicing?
- What steps are banks and other lenders taking to prepare for the fair lending component of their CFPB examinations?
- How will proposed rulemaking such as “qualified mortgages/ability to repay” affect access to credit and potential investigations for redlining?
- What efforts are being undertaken to provide for specific classes of persons such as service members, the elderly, and students?
Speakers:
- Suzanne Garwood, Partner, Venable LLP
- F. Thomas Eck, IV, Director, Assistant General Counsel, CapitalOne
- Patrice Ficklin, Assistant Director, Fair Lending, Consumer Financial Protection Bureau
- Eric Halperin, Special Counsel for Fair Lending, Civil Rights Division, U.S. Department of Justice
THURSDAY, MAY 31, 2012
12:00 p.m. - 12:30 p.m. EDT - Lunch and Networking
12:30 p.m. - 1:30 p.m. EDT – Program/Webinar
Click here to register for this event.