Gina A. Zentz
Gina is experienced in negotiating and closing complex commercial real estate finance transactions, and structured and mezzanine finance transactions. This includes rated and securitized debt obligations, multiple sources of funding and subsidies, including tax-exempt municipal bonds, low-income housing tax credits, construction loans, conventional bank loans, equity investments, Fannie Mae and Freddie Mac agency-insured loans, and Federal Housing Administration (FHA) and U.S. Department of Housing and Urban Development (HUD)-insured loans. Gina’s experience also includes representing lenders and services on loan restructurings, secured real estate dispositions, bond and loan sales, and workouts.
Gina is also experienced in negotiating and closing municipal bond transactions for lenders, bond purchasers, and developers of multifamily and senior housing projects, and photovoltaic solar facility financing.
Related Practices
Insights
Credentials
Education
- J.D. cum laude University of Baltimore School of Law 1997
- B.A. University of Maryland 1993
Bar Admissions
- Maryland
Court Admissions
- U.S. District Court for the District of Maryland
Professional Memberships and Activities
- Member, American Bar Association
- Member, Maryland State Bar Association
- Member, Bar Association of Baltimore City
- Member, Commercial Real Estate Women Baltimore
- Member, U.S. Green Building Council, Maryland Chapter
Recognition
- The Best Lawyers in America, Real Estate Law, 2023 – 2025