Max Bonici

Max represents U.S. and non-U.S. financial institutions, their non-bank affiliates, vendors, and other financial services providers on U.S. financial laws and core bank regulatory issues, involving the Federal Reserve, the Office of the Comptroller of the Currency (OCC), the Federal Deposit Insurance Corporation (FDIC), the Financial Crimes Enforcement Network (FinCEN), the Office of Foreign Assets Control (OFAC), the Consumer Financial Protection Bureau (CFPB), and state banking regulators.

He counsels clients on issues involving powers and permissible activities, structure and control, charter choice and conversions, Volcker Rule compliance, branching, affiliate transactions, third-party relationships, crypto and digital assets, bank-fintech partnerships and vendor issues, FDIC deposit insurance applications and coverage issues, FDIC recordkeeping requirements, passthrough insurance, and advertising rules.

Max also advises and manages regulatory applications for de novo institutions and activities, bank holding companies, business combinations, controlling and non-controlling equity investments, charter conversions, U.S. entry options for non‑U.S. financial institutions, including the establishment of U.S. branches and representative offices, and licensing and compliance considerations for fintechs and technology companies, bank partners, and non-bank financial services providers.

Prior to private practice, Max worked at the FDIC and the International Monetary Fund (IMF).

Max also serves as general counsel to Women in Housing and Finance, a premier, nonpartisan association of women and men that actively promotes its members in the fields of housing and financial services while retaining a focus on its female members.