Jonathan Pompan is chair of the firm's Consumer Financial Services Practice Group and Consumer Financial Protection Bureau (CFPB) Task Force. Jonathan's practice focuses on providing comprehensive legal advice and regulatory advocacy to a broad spectrum of clients, such as nonbank financial products and services providers, advertisers and marketers, and trade and professional associations, before the CFPB, the Federal Trade Commission (FTC), state attorneys general, and regulatory agencies. At a time when government consumer protection agencies are stepping up their scrutiny, Jonathan develops strong and lasting relationships with clients by understanding their business objectives, helping them recognize opportunities and avoid legal pitfalls.
Jonathan is deeply involved in the communities within which he practices, and is a frequent speaker and author on legal and regulatory issues of significance to providers of consumer financial products and services, advertisers and marketers, and nonprofit organizations.
A substantial portion of Jonathan's work involves advising clients on how to minimize the legal risks related to providing, advertising, and marketing financial products and services to consumers under federal and state consumer protection laws, including laws and regulations under the jurisdiction of the CFPB and FTC. Jonathan's experience includes representing various companies in CFPB, FTC, state attorneys general, and state banking/financial institution department investigations and enforcement actions; conducting compliance audits; obtaining licenses; and assisting in the formation and development of new companies, products, and services. In addition, Jonathan regularly advises on the design of compliance management systems tailored to specific client needs and government expectations.
Jonathan is an experienced advertising attorney who regularly advises clients on consumer protection issues, specifically with regard to advertising and promotions, including digital media and lead generation, as well as consumer credit and financial services laws and regulations. He has extensive experience in the issues surrounding mobile marketing, target marketing, lead generation, affiliate marketing, social media, and user-generated content. Jonathan also defends clients in investigations and enforcement actions pursued by the CFPB, FTC, state attorneys general, and other state regulatory agencies, as well as advises in private litigation involving claims, such as false or misleading advertising or unfair, deceptive, or abusive acts and practices.
Jonathan has extensive experience counseling nonprofit organizations and trade and professional associations in consumer financial services and other regulated markets.
Jonathan joined Venable after serving as in-house associate counsel at one of the nation's largest industry trade associations. His responsibilities included contracts, intellectual property (trademark and copyright), advertising, antitrust, general business/trade association matters, and counsel on federal and state regulatory advocacy. In this position, Jonathan worked on matters such as negotiating hotel and convention contracts; pre-publication review of literature, websites, and commercial advertising scripts; review of meeting minutes and agendas; the legal management of the association's trademark portfolio; the design and management of a contract management program; and numerous industry-specific issues.
Jonathan also has a significant amount of Washington regulatory and political experience in government. During law school, he served as a legal intern in the Office of Commissioner Michael Powell, at the Federal Communications Commission, and with the Enforcement Division of the Bureau of Consumer Protection at the FTC.
Jonathan also has previous law firm experience working on federal appropriations, legislative, and administrative law matters.
Prior to attending law school, Jonathan worked in the government relations office at The George Washington University, served as a congressional page, and worked on Capitol Hill.
For example, Jonathan was the lead counsel representing a leading debt buyer and debt collector in the appeal of a CFPB supervisory examination finding and referral to the office of enforcement concerning consumer authorizations for preauthorized electronic fund transfers (EFTs) from a consumer's account in payment of a debt involving compliance obligations under imposed by EFTA and Regulation E, and intersections between Regulation E and the E-Sign Act. Venable successfully achieved the withdrawal of the examination matter requiring attention and closing of the matter at the office of enforcement. Subsequently, the CFPB issued a compliance bulletin accepting our client's position and reaffirming longstanding banking agency and commonly understood interpretations of the relevant requirements under the law